Before the days of the Internet, finding an insurance company to give you travel insurance was a daunting challenge. Of course, there is always the insurance that the travel agent offers, although this is usually inadequate and very overpriced, and sourcing an alternative involves a level of effort. Modern travel insurance brokers operate online, which means a person can finalise everything without leaving the comfort of their own home.
Today’s broker would have an easy to navigate website, which enables a person to quickly receive a travel insurance quote within a few minutes. Simply make your selections in the drop down menus, and you will shortly have several quotes from established insurers, and with so much useful information on the site, like top tips for saving money on a travel insurance policy, and other travel insurance related topics that are of interest to the traveller. From the customer’s perspective, there has never been an easier and more convenient way to obtain travel insurance cover, and with a broker’s connections, you can be sure of the very best prices.
Why Use a Broker?
A good question, and you could go to a large insurance company and ask if they do travel insurance. The representative will likely be very helpful, and will try to sell you one of their fixed policies, which might not be the best solution for your particular requirements. By using the services of an online travel insurance broker, you are dealing with someone who has extensive associations in the industry, and that means you can receive a tailored policy to cover you and your group. Brokers are customers for the big insurers, and very often, they will get a trade discount that the consumer wouldn’t normally see, and if this saving is passed down to the customer, everyone is happy.
If you travel more than twice a year, you really should take out an annual policy, as this would work out much cheaper, not to mention the convenience it offers whenever you wish to travel. A person might make two trips abroad per year on business, and then the annual family holiday as well, and by taking out an annual policy, it not only saves you money, you could also include the family. Here is an informative article on ways to save money when buying travel insurance.
If a family is travelling to Europe, for example, then rather than each person taking out a separate policy, the family could all be covered by a single group policy, and this could also be annual, if you and your family like to go abroad often. Regardless of age, medical condition, or the destination country, an online broker can source the right travel insurance, at an affordable cost.
A reputable online broker would have a lot of information on their website to help people decide what type of insurance they should have, and with an FAQ page, you would usually find what you are looking for. So, next time you are planning a holiday, check out an online broker first, and you might be pleasantly surprised at just how easy it is to source the right cover.